Have you been shopping for a new car in the Plano area, but aren't sure what you can afford? Do you have questions about which cars you should be considering when you come from nearby McKinney, TX to start shopping at our dealership? We know that the issue of auto financing is quite foreign to many car shoppers, so we do our best to simplify things when you choose to give us the chance to earn your business. Bob Utter Kia, located at 2433 Texoma Parkway in Sherman, TX, is here to tell you how you can determine you car payment when you start your car buying process.
Finding Out What You Can Afford
The main goal of determining your car payment is to find out if you can afford the vehicle you are interested in. After all, no one wants to travel to our dealership from Corinth and find out that the vehicle they want is not in their budget.
Our dealership doesn't want you to waste your time. We want you to have a pleasant shopping experience, so you can drive back home to Tom Bean, TX with a new car that you can afford. It turns out that there is an easy to get an estimate over what kind of monthly payment you'll have when you buy a car. All you need to do is take the price and realize that for every $1,000 you finance, you'll have $20 in car payment. So, if you buy a $10,000 car and finance all of it except for tax, title and registration, you can get around a $200 a month payment.
It is also important that you factor in other household costs when you decide whether you can afford a vehicle. There is mortgage/rent, utilities, insurance, and other costs that you need to consider when you are looking at your budget.
Working with the Team from Bob Utter Kia
We know that it can be a lot to wade through the complexities of auto financing alone. Luckily, you are not one when you make the trip from Denison, TX to shop with us. Not only do we have helpful sales consultants, but we also have finance experts that can guide you through the process.
Shop the inventory at Bob Utter Kia, in Sherman, TX, to find something that fits your budget, and apply for credit with our team, so you can drive home in an affordable vehicle today.