Privacy

Privacy

Our dealership takes your privacy seriously and is committed to safeguarding your privacy online. Because we are a financial institution and may collect certain types of non-public personal information from visitors to our sites, we have developed this privacy statement to help you understand the terms and conditions surrounding the collection and use of that information. This statement discloses the types of information we gather, how it is used, and how you can gain access to and edit any data that we've collected about you at any time.

Guiding Principles:

Our dealership respects the privacy of individuals who visit our websites, send us email, or participate in features/services we offer online. Accordingly, our policy regarding online privacy has been developed using the following guiding principles:

1. Non-Disclosure of Non-Public Personal Information: Our dealership will not disclose any non-public personal information about our customers or former customers to anyone, except as permitted or required by law.

2. Security Measures: Our dealership will implement and maintain appropriate security measures to protect the confidentiality and integrity of non-public personal information in our possession against unauthorized access, use, or disclosure.

3. Collection and Use of Information: Our dealership collects non-public personal information about you only as necessary to provide you with the products and services you have requested or to comply with legal and regulatory requirements. We will make every reasonable effort to avoid excessive or irrelevant collection of data.

4. Sharing of Information: Our dealership will not share any non-public personal information you provide to us with anyone outside of our dealership, its affiliates, and its subsidiaries without your consent, except as required or permitted by law.

5. Opt-Out Provision: If you prefer that we do not disclose non-public personal information about you to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than those disclosures that are permitted or required by law).

6. Employees and Agents: Our dealership restricts access to non-public personal information about you to those employees and agents who need to know that information to provide products or services to you. We will train our employees and agents to protect the confidentiality and privacy of your non-public personal information.

7. Privacy Notice: We will provide you with an initial privacy notice at the time we establish a customer relationship with you and annually thereafter. The privacy notice will describe the categories of non-public personal information that we collect, the categories of third parties with whom we may share that information, and the rights you have to opt out of certain information sharing.

8. Changes to Privacy Policy: Our dealership reserves the right to modify or supplement this privacy policy at any time. If we make any material change to this policy, we will provide you with a revised privacy notice.

Non-Public Personal Information: Anytime you visit our website, we may gather certain non-public personal information regarding the means you use to access our site. This information may include your name, contact information, account numbers, Social Security number, and other identifying information. We use this information to provide you with the products and services you have requested and to comply with legal and regulatory requirements. We will not disclose this information to anyone outside of our dealership, its affiliates, and its subsidiaries, except as required or permitted by law.

Information Security: Our dealership maintains physical, electronic, and procedural safeguards to protect the non-public personal information we collect. We restrict access to this information to authorized employees and agents who need to know that information to provide products or services to you. We will take reasonable measures to ensure that our employees and agents protect the confidentiality and privacy of your non-public personal information.

Disclosure of Personal Information: Our dealership understands the importance of your privacy. We collect and maintain the non-public personal information of our customers for our use and our subsidiaries. We do not sell, rent, or trade non-public personal information to third parties, except as described below, and never without your consent. Third parties may collect non-public personal information about your online activities over time and across different websites when you use this website.

Business Partners: Our dealership may partner with select retailers and other companies at various times to provide expanded services to our site visitors. As part of such a relationship, we may share with these companies the use of certain interactive website functions (i.e., the E-Mail Reminder Service). Information provided by site visitors through the use of such interactive functions may be available to both our dealership and our partners. However, we will not share your non-public personal information with these partners without your consent.

Agents: Our dealership may use other companies and individuals to perform certain functions on our behalf. Examples include administering email services and running special promotions. Such parties only have access to the non-public personal information needed to perform these functions and may not use or store the information for any other purpose. Subscribers or site visitors will never receive unsolicited email messages from agents working on our behalf.

Business Transfers: In the event that our dealership sells or transfers a particular portion of its business assets, customer information may be one of the business assets transferred as part of the transaction. If substantially all of the assets of our dealership are acquired, customer information may be transferred as part of the acquisition.

Compliance with Law/Safety: Our dealership may disclose specific non-public personal information based on a good faith belief that such disclosure is necessary to comply with or conform to the law or that such disclosure is necessary to protect the users of our websites, the websites themselves, or the public.

With Consent: Other than as set forth in this Privacy Policy, you will be notified when any non-public personal information about you may be shared with third parties, and you will be given the opportunity to decline to share that information.

Use of Cookies: Our dealership may use a browser feature known as a "cookie." Cookies are small files placed on your hard drive that assist us in providing you with a customized browsing experience. Our dealership uses cookies to provide you with the convenience of not having to reenter information, such as user IDs and passwords, multiple times during your visits to our websites. Cookies can also be utilized to help us provide you with information targeted to your interests, based upon your prior browsing on our websites. The "help" section of the toolbar on most browsers will inform you on how to prevent your browser from accepting new cookies, how to have the browser notify you upon the receipt of a new cookie, or how to disable the use of cookies completely. As our websites have been designed to take advantage of the use of cookies, should you configure your browser to decline their use, certain features of our websites may not function correctly, and you may be required to reenter any user IDs and passwords more frequently.

Accessing Our Websites from Outside of the United States: If you are visiting our website from a location outside of the U.S., your connection will be through and to servers located in the U.S. Any non-public personal information you provide during your visit will be processed and maintained on our web server and other internal systems located within the U.S.

External Links: Our websites contain links to other sites. Our dealership is not responsible for the privacy practices or the content of such websites. To help ensure the protection of your privacy, we recommend that you review the privacy policy of any site you visit via a link from one of our websites.